Salary Calculator
Calculate in-hand salary, CTC breakup, and tax for old/new regime.
About Salary Calculator
For salaried employees and HR teams, the Salary Calculator turns minutes of manual working into an instant, clearly labelled result. All rates and defaults follow the FY 2025-26 framework used by Indian banks, mutual funds and the Income Tax Department, so the on-screen results line up with real statements and filings. Enter the CTC and the tool breaks it into basic, HRA, special allowance, employer and employee PF, gratuity and the in-hand figure, applying standard Indian salary structures where basic is roughly half of gross and PF is 12 per cent of basic. Toggle between old and new tax regimes to see take-home after TDS, and the standard deduction of Rs 75,000 under the new regime and Rs 50,000 under the old regime are applied automatically. HRA exemption for metro and non-metro cities is estimated, and the output spells out every deduction so your payslip finally makes sense. The numbers mirror how Indian payroll software computes in-hand salary. You will find it handy when comparing two job offers by take-home, while checking whether a hike actually reaches your account, or before verifying the PF and gratuity components in a CTC. Try it the next time a quick decision needs real numbers behind it.
How to Use the Salary Calculator
- Open the Salary Calculator tool above — it loads instantly in your browser.
- Enter your values in the input fields provided.
- The result updates immediately — no calculate button needed (or click Calculate where shown).
- Copy or use your result directly. Nothing is stored or sent to any server.
Key Features of Salary Calculator
- CTC breakdown
- In-hand calculation
- Old/New regime
- Old and new regime
- HRA exemption estimate
Related Searches for Salary Calculator
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Frequently Asked Questions
How to calculate in-hand salary from CTC?
In-hand salary = CTC - (PF + Gratuity + Professional Tax + Income Tax) divided by 12 monthly payments. Our calculator provides the complete CTC-to-take-home breakup.
What is HRA exemption?
House Rent Allowance (HRA) exemption is the minimum of: actual HRA received, rent paid minus 10% of basic salary, or 50% of basic salary (metro) / 40% (non-metro).
How to choose between old and new tax regime?
The new regime has lower tax rates but no major deductions (80C, 80D, HRA). The old regime allows deductions up to Rs. 1.5 lakh under 80C. Compare both with our calculator.
Why is in-hand lower than CTC?
CTC includes employer PF, gratuity and other costs the company pays, none of which reach your account, so in-hand is CTC minus employee PF, TDS and the employer-side components.
Which regime gives more take-home?
For most salaried earners without heavy deductions the new regime now yields higher take-home, but if you claim 80C, 80D and HRA the old regime can still win - the tool compares both.