🏛️ EPF Calculator

Calculate EPF corpus with employee and employer contributions.

About EPF Calculator

Employee Provident Fund calculator with monthly contribution breakdown and projected corpus.

Features

  • Employee/Employer PF
  • Interest calculation
  • Retirement corpus

Frequently Asked Questions

What is the current EPF interest rate?

The current EPF interest rate for 2024-25 is 8.15% per annum. The rate is declared annually by the EPFO based on its earnings on investments.

How is EPF contribution calculated?

Employee contributes 12% of basic salary + DA to EPF. Employer contributes 12% split as: 3.67% to EPF and 8.33% to EPS (pension scheme) up to Rs. 15,000 salary.

When can I withdraw EPF?

EPF can be withdrawn on retirement (age 55+), after 2 months of unemployment, for housing, marriage, education, medical emergencies, or purchasing insurance.

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