📊 Debt-to-Income Ratio Calculator
Calculate your DTI ratio to check loan affordability and financial health.
About Debt-to-Income Ratio Calculator
Your debt-to-income (DTI) ratio is total monthly debt payments divided by gross monthly income, expressed as a percent. Lenders use it to judge repayment capacity; below 36% is generally healthy.
Features
- Monthly debt vs income
- DTI %
- Lender health ranges
Frequently Asked Questions
What is a good DTI ratio?
36% or below is healthy; above 43% may hurt loan approval.
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